Welcome to Financial Solutions

Insurance is an important element of any sound financial plan. This website is one of the MANY tools we use to describe different  types of insurance and suggest ways to make sure you are adequately covered to protect you and your loved ones.

Financial Solutions is an independent Insurance Agency licensed in MD, VA, DC, PA and WV. What this means to you is that we work with multiple carriers to identify the BEST insurance at the LOWEST price. You benefit by having a custom policy that truly fits your needs verse being “SOLD” a policy because it is the only thing they offer.

We pride ourselves on truly educating and helping people with the VERY personal decisions about insurance and their insurance  needs. We are known for our availability, knowledge and professionalism.

There is NEVER pressure to buy or do anything.

Our philosophy is to educate people on the different types of insurance and features of the policies. This allows you to make an informed decision and have a clear understanding of the policy and protection you are putting in place.

Even after you have put the proper coverage in place, your financial requirements will change over time as does everything in your life. We monitor you policy and conduct internal annual reviews to insure coverage is kept up to date and continues to fulfill your needs.

With over 45 years of experience we understand your situation will change.

1. Your family may grow.
2. Your liabilities will change.
3. Children become adults
4. Your mortgage may be paid off

Too often insurance policies aren’t updated to reflect changes such as options being executed, beneficiaries being updated, address changes, and coverage requirements updated causing policies to be obsolete or even lapsed.

Understanding your needs and the types of insurance that are available is an important step in the process.

Term Life | Return of Premium | Universal  Life  | Whole Life | Mortgage Life